The Future of Community Finance is Here
Build wealth together through blockchain-powered Chamas. Experience instant, transparent, and secure community savings with traditional African wisdom meets cutting-edge technology.
Build wealth together through blockchain-powered Chamas. Experience instant, transparent, and secure community savings with traditional African wisdom meets cutting-edge technology.
Despite managing KSH 300 billion in assets, Chamas struggle with systemic issues that limit their potential
Most informal Chamas are controlled by local loan sharks charging 30% p.a. with collateral seizure, or 20% with family guarantors, trapping members in debt cycles.
Absence of regulatory oversight leaves members vulnerable to fraud, mismanagement, and unresolved disputes with no legal recourse.
Without transparent rules and procedures, Chamas struggle with decision-making conflicts regarding investments, fund management, and profit-sharing.
Chamas face barriers accessing formal financial services like loans, savings accounts, and investment products, hindering growth and portfolio expansion.
Poor financial planning and management practices put Chamas at risk of dissolution or financial collapse, destroying members' savings and trust.
Empowering African communities with blockchain-powered financial solutions
Transform traditional savings groups with blockchain transparency, automated payouts, and tamper-proof records.
Convert between local currency and crypto in under a minute, 24/7, through our FiatRails integration.
Multi-layer protection with automated compliance built-in, regulatory-friendly design, and decentralized architecture that can't be shut down.
Access global DeFi markets using familiar local payment methods like M-Pesa, with country-specific stablecoins.
Get started with Jijenge in four easy steps
Sign up with KYC verification and get a non-custodial crypto wallet generated from your email. Support for cKSH (Kenyan Shilling stablecoin), JCT governance tokens, and USDT.
Add money using M-Pesa, bank transfer, or mobile money through our FiatRails integration. Your local currency is converted 1:1 to country-specific stablecoins (cKSH, cNGN, cUGX).
Connect with trusted community members in digital savings groups with automated contributions, transparent records, and democratic governance.
Earn rewards through participation, access micro-loans within your Chama, and participate in the broader DeFi ecosystem.
Advanced features designed specifically for African communities
Instant transactions for seamless user experience
Under $0.01 per transaction
Proof-of-stake consensus mechanism
Connect with other blockchains seamlessly
Be part of the financial revolution transforming Africa
Join thousands of Africans already using Jijenge to save, invest, and grow wealth together.